Thinking about buying your first home, or perhaps upgrading from your current place?
Thanks to the current economic climate and game-changing technology in the housing market, now is the perfect time to take the plunge.
Low interest rates Lenders are giving buyers mortgage rates that are extremely enticing— depending on your credit you can still get a mortgage below 4.0%. There’s a good chance these are the lowest mortgage rates we’ll see in a long time, which means affordability is at a high.
Prices are on their way up Mortgage rates may be low, but housing prices are getting higher and higher because of the pressures of demand—prices increased 5.1% year-over-year in November 2015. If you’re thinking about buying, delaying a few years could lead to a higher purchase price, or getting less home for your money.
A great job market The United States added 2.65 million jobs in the last year. There’s increasing job security and available work, leading to high consumer confidence.
Technology makes buying simpler Along with listing websites, like REColorado, there are an increasing number of websites and apps, like my mobile app, that simplify the process and make it easier to shop around for homes and mortgages.
Cheap fuel Lower gas and energy prices mean more money in your pocket and more purchasing power. The money you’re not putting into your gas tank or toward your utilities can instead go toward saving for a down payment or affording a bigger monthly mortgage payment.
As your REALTOR®, I will guide you through the home selling or buying process. Let me help you sell or find your new Denver home. Call me today at 720.675.7355 or email me at donnahansenion (@) gmail.com.
Author:Donna Hickey Hansen Phone: 303-949-3393 Dated: April 4th 2016 Views: 2,752 About Donna: As a Realtor and real estate investor, I love finding first time home buyers, move-up buyers and inv...
Ion Real Estate is a hand-picked team of highly respectable experienced Realtors coming together to work with you. Please contact us anytime with any questions. We look forward to serving your Colorado real estate needs. Our experience and dedicated professionalism ensures our clients have exceptional representation every step of the way. At a time where bigger isn't always better, Ion Real Estate has chosen to remain a smaller, highly focused team in order to provide a level of personal service, attention and consideration to our clients that you simply won't find elsewhere. Our decades of experience in the unique world of Denver real estate positions us advantageously to handle all of your real estate needs
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"My experience with Jim and Ion real estate has amazing. Jim is wonderful to work with. He listened to my challenges and offered suggestion on how to bring my score up to the 640 I would need for a loan to do repairs on the house I am interested in purchasing.
I have been working very hard on making a change in my finances so I can purchase a home in Bailey and it is a pleasure to feel hopeful that this will happen.
I am so grateful to Jim for listening and helping me understand the process.